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Insurance Claims

Can Insurance Adjusters be Liable for Independent Acts, Errors & Omissions in Texas?

Yes, insurance adjusters in Texas can be liable for independent acts, and errors and omissions (E&O) when they violate insurance codes, breach contracts or negligently handle claims. The primary reason for this is that insurance adjusters, who are fiduciaries, have specific...

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How Contractors and Homeowners Can Work Together When Facing Bad Faith Insurance Practices 

Bad faith insurance arises all too often with property damage claims. This is primarily because insurers and their adjusters are often more intent on limiting payouts to protect their profits than fulfilling their obligations to insured parties. This can end...

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What are the Minimum Trucking Insurance Policy Limits?

The minimum amount of insurance coverage required for a commercial truck varies according to: Whether the truck operates within a state (intrastate) or across state lines (interstate) – For intrastate trucks, the state in which the truck operates may have...

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What Triggers Stowers Liability on Insurance Companies? 

The Stowers Doctrine imposes an extra-contractual duty on insurance companies when considering a settlement demand that is within the limits of the insurance policy.  If an insurer rejects a reasonable settlement offer and an excess verdict is obtained above the...

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