Ridesharing and food delivery are convenient services of modern times that have changed the ways people travel, shop, dine and earn a living. While both rideshare and food delivery services can have various benefits for consumers and drivers, these services can also present some difficulties, especially when rideshare or delivery drivers are involved in crashes.
The Houston attorneys at the Amaro Law firm have a deep understanding of these difficulties, how to overcome them and how to advocate accident victims’ rights when it is time to seek financial recovery. Relentless and strategic, our lawyers can provide you with unparalleled representation – and help you maximize your recovery – if you have been harmed in a rideshare crash or a delivery car accident.
Hurt in a Rideshare or Delivery Crash?
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Rideshare and delivery accidents create unique challenges when it’s time to file a claim. The Amaro Law Firm can help victims navigate these complexities on the road to recovery.
Uber accidents can occur when drivers are offline (i.e., not logged onto the Uber app) or online (i.e., logged onto the app). When these crashes occur during the online period, the drivers’ status at the time of the accident will impact the insurance coverage that applies and, namely, whether the personal auto insurance policy and/or Uber’s insurance provides coverage.
While Uber’s insurer (the James River Insurance Company) provides coverage when drivers are transporting riders, there can be a gap in coverage when drivers are online and they are:
Waiting for a ride request
Traveling to pick up a rider after accepting a ride request.
Insurance companies can leverage these coverage gaps to avoid paying valid Uber accident claims. This can present challenges for Uber car accident victims seeking compensation for their crash-related injuries and losses.
Uber & Lyft Sexual Assaults
Although Uber & Lyft riders have the right to expect a safe ride whenever using these rideshare services, they can be subjected to harm – not only when car accidents occur but also when drivers attack or assault them.
The driver who perpetrated the assault can be held liable in civil court.
Uber or Lyft may also be liable, especially if their limited background checks and failure to monitor drivers may have contributed to the attack.
Survivors can turn to a compassionate, experienced Houston lawyer at the Amaro Law Firm for superior advocacy in the pursuit of justice and recovery.
GrubHub Delivery Accidents
GrubHub is a restaurant delivery service, bringing dishes from local eateries to people’s front doors. Servicing major cities in Texas and across the nation, GrubHub requires its drivers to have their own personal auto insurance; the company does not offer any additional commercial auto coverage. This effectively means that:
GrubHub is offloading significant liability onto its delivery drivers.
If a driver causes an accident while on-the-clock or making a delivery, (s)he may have NO coverage under the personal auto insurance policy.
Consequently, when GrubHub delivery accidents occur, it can be especially crucial to retain an attorney for help determining the recovery options and dealing with insurance companies moving forward.
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Like GrubHub, Instacart is a food delivery service that relies on drivers, who are independent contractors, to transport products from local grocers and retailers to customers’ front doors. Also like GrubHub, Instacart does NOT provide auto insurance coverage for its drivers (who the company refers to as “full-service shoppers”).
Instead, Instacart requires drivers to take out and maintain their own personal auto insurance policy that, at least, meets the minimum coverage required by state law.
Again, this can create a coverage gap if a crash occurs during the course of a delivery, making it particularly challenging for accident victims to know and pursue their recovery option(s).
DoorDash Delivery Accidents
DoorDash is another popular food and product delivery service that operates in Houston and hundreds of other major cities across the U.S. Like GrubHub and Instacart, DoorDash requires that its drivers (known as “dashers”) carry their own personal auto insurance coverage.
Unlike GrubHub and Instacart, however, DoorDash does provide commercial auto insurance coverage for drivers during “active deliveries” (i.e., when dashers are driving goods to be delivered).
Despite these two coverages, however, dashers can also fall into an insurance gap, which can preset some significant drawbacks and complications when DoorDash delivery accidents occur.
Amazon Flex Delivery Accidents
In 2015, Amazon launched “Amazon Flex,” an offering that takes advantage of the rideshare model to deliver packages from warehouses to consumers. This “last-mile” business model reduces Amazon’s delivery costs while allowing for faster deliveries and new earning opportunities for drivers.
Despite these benefits, however, there may be some downsides:
Like other rideshare and delivery services, Amazon has taken steps to insulate itself from liability in the event of an accident.
This can mean that victims of Amazon flex delivery accidents can face an uphill battle when it is time to file claims for crash-related injuries and losses.
The Amaro Law understands the complications that can arise following delivery and rideshare accidents and assaults – and we know how address and overcome these difficulties in order to set victims’ claims up for success and the maximum recovery.
Protect Your Rights, Claim & Recovery: Contact a Houston Car Accident Lawyer at the Amaro Law Firm
If you or a loved one has been hurt in any type of rideshare or delivery accident or assault, it is time to contact an Houston car accident lawyer at the Amaro Law Firm. We are experienced at representing motorists, riders and others in accident and injury claims involving Uber, Lyft, GrubHub, Instacart, DoorDash and Amazon Flex.
Call (877) 892-2797, text (281) 612-8024 or email our firm for a FREE consultation. During this case evaluation, you can get essential answers about a claim and how to protect your rights moving forward.
At the Amaro Law Firm, our attorneys have prior experience in insurance defense and vast experience successfully resolving accident and injury claims. This combination of experience empowers us with the insights, knowledge and skills to effectively:
Stand up to insurers
Diffuse their tactics for underpaying or denying our clients’ valid claims
Guide our clients through every step of the recovery process
Set our clients’ claims up for the best resolutions possible.
We are focused on helping the injured obtain the compensation they need and deserve so they can focus on healing and restoring their lives.
While we understand that permanent injuries and losses may never be erased by monetary compensation, we also know that these recoveries can be the key to rebuilding lives.
The Amaro Law Firm’s record of superior representation and success in motor vehicle accident and personal injury cases has earned us exceptional testimonials from former clients and 5-star ratings on Google and Facebook.