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James Amaro

The Economics of Denials and Underpayments in the Insurance Business

Have you experienced a denial or underpayment by your insurance company as a result of an insurance claim?  Or, alternatively, have you have heard from a friend or neighbor who had their valid claim denied for no good reason, or...

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Insurance Adjuster Found To Have Wrongfully Denied Claims

Insurance companies are for-profit businesses and they are constantly under pressure to increase revenue, decrease expenses, and maximize profits for the benefit of shareholders.  To reach that objective, they employ several tactics and tools such as having insurance adjusters serve...

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Top 10 States Where Hail Caused the Most Damage

Recently, a major insurance company published its top ten list of the states with the most damage caused by hail. Texas was at the top of the list with almost 52,000 claims. Illinois is second on the list with 43,821...

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How Fast Does Hail Fall?

According to the National Severe Storms Laboratory, there are only estimates about the speed hail falls. One estimate is that a 1cm (0.4 inch) hailstone falls at 9 m/s, and an 8cm (3.1 inches) weighing .7kg (1.5lbs) at 171km/h. Some...

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