Product liability is a legal doctrine that falls within the area of “torts.”  A tort is defined as a wrong committed by one person either through an act and/or omission…

Converting denied insurance claims into paid claims is possible if you have a clear understanding of your legal rights and the obligations of the insurance company.  Follow these simple steps…

Federal law places strict regulations on the operation of commercial vehicles because commercial vehicle related accidents tend to be much more catastrophic than a wreck between two passenger vehicles.  Further,…

Unfortunately, bad faith claims processing comes in many different forms and is much too prevalent in the insurance industry.  An insurance company employing an inexperienced adjuster could potentially be bad…

Have you experienced a denial or underpayment by your insurance company as a result of an insurance claim?  Or, alternatively, have you have heard from a friend or neighbor who…

Insurance companies are for-profit businesses and they are constantly under pressure to increase revenue, decrease expenses, and maximize profits for the benefit of shareholders.  To reach that objective, they employ…

Recently, a major insurance company published its top ten list of the states with the most damage caused by hail. Texas was at the top of the list with almost…

According to the National Severe Storms Laboratory, there are only estimates about the speed hail falls. One estimate is that a 1cm (0.4 inch) hailstone falls at 9 m/s, and…

Hail can come in a variety of different sizes. The updraft has to be extremely strong to produce hail and as long as the updraft can support the ice particle,…

Wonder how this huge hail forms? During a thunderstorm, a strong rising current of air called an “updraft” pushes water droplets and ice pellets high into the thunderstorm keeping them…