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High-Speed Cypress Car Crash Caused by Distracted, Uninsured Motorist

High-Speed Cypress Car Crash Caused by Distracted, Uninsured Motorist

See a Clip of This Distracted Driving Accident in Cypress, TX, That Took Out a Garage

Residents of Ravensway Drive in Cypress, TX, may feel less safe in their homes these days after the action-film-like car wreck occurred on their street on February 29, 2024. That auto accident, which reportedly sounded like a bomb in the middle of the night, took out a garage, leaving an apocalyptic scene in its wake.

As Harris County investigators now look for answers, their initial findings suggest that the entire crash could have been prevented if the driver had simply been more careful. They also highlight what can happen following auto accidents with uninsured motorists — and why some are saying it’s somewhat “miraculous” that no one was killed in this Cypress rollover accident.  

Details of the Cypress Car Crash & Garage Collapse

On Thursday, Feb. 29, just after 11:22 p.m., a motorist traveling on Ravensway Drive reportedly lost control of his vehicle as he attempted to make a left-hand turn. With that, the vehicle caught air and barreled over the sidewalk, crashing into the top of a nearby garage.

Taking out the roof, the auto accident left the vehicle suspended at an angle, stuck in the damaged structure with the tail sticking out to reveal the undercarriage of the car.

Surveillance cameras near the crash site captured footage of the moment the vehicle took flight and wrecked. A local news station obtained a copy of this footage, which is featured below.

Early investigations have already uncovered some contributing factors to this wreck, according to officials. Specifically, initial findings suggest that this Cypress car accident was caused, at least in part, by:

  • Speeding: While the surveillance footage shows the vehicle moving at a high speed, it also reveals that the driver didn’t slow down or attempt to stop at the intersection, where there was a stop sign.
  • Driver distraction: The motorist confessed that he was on his phone right before the accident. Cellphone records could verify this, confirming whether the driver was on a call or texting right before the wreck.

Officials have not commented on the possibility of alcohol or drug impairment being involved in this wreck. They have also not detailed whether blood alcohol testing was done at the scene or after to determine whether drunk or drugged driving was a factor in this auto accident, in addition to speeding and driver distraction.

They have, however, noted that the distracted driver was not insured at the time of the crash. In fact, immediately after the wreck, law enforcement officials at the scene issued the driver two citations, one for speeding and another for not having the legally required auto insurance coverage.

Amazingly, this Cypress car accident did not injure the distracted motorist or the 83-year-old woman who owned the garage damaged in the wreck. Despite the lack of physical injuries, however, this wreck has left extensive property damage behind.

It’s also raised a lot of questions about the options for recovery when an at-fault motorist has insufficient or zero auto insurance coverage.

What to Do After a Car Accident with an Uninsured Motorist

As careful as you may be behind the wheel, you can’t control every factor on the road, and you never know when others’ negligence may put you in harm’s way. You also may not know when other motorists aren’t insured until the damage is done and you’re trying to pick up the pieces.

What can help you, however, is knowing your rights and having a clear idea of what to do after an auto accident with an underinsured or uninsured motorist.

With that in mind, here’s what you can do and what’s crucial to know if you’re ever in a crash with a Texas driver who doesn’t have enough or any auto insurance coverage.

1.   Call police.

Texas has minimum auto insurance requirements, so it’s illegal for drivers in the Lone Star State to not have any or sufficient coverage. If you’re in a wreck with a driver who cannot provide proof of insurance, it’s in your best interests to have the police at the scene. A law enforcement official can document the lack of insurance and issue a citation to the driver. Authorities can also look into other potential issues, like whether impairment or distraction was a factor in the wreck.

So, dial 911 if anyone’s hurt or for emergency help. Otherwise, you call the non-emergency line for the Harris County Sheriff’s Office (HCSO), which is 713-221-6000.

The table below features the non-emergency phone numbers for nearby Texas Sheriffs.

 

Texas County Sheriff Non-Emergency Phone Number
Fort Bend County Sheriff (281) 341-4700
Montgomery County Sheriff (936) 760-5871
Travis County Sheriff (512) 854-9788
Dallas County Sheriff (214) 653-3460

 

For a complete list of all Texas Sheriff’s non-emergency phone numbers, click here.

2.   Follow the steps you’d normally take after a wreck.

Take pictures, exchange information with the other drivers (to the extent possible), and do not apologize for the accident. Remain at the scene until police clear you to leave, and seek medical attention as soon as you can after the accident (if you don’t do so at the scene).

Don’t cut corners here because each step can impact a future auto accident claim, providing key evidence or opening up points of contention that could be leveraged against you later.

3.   Review your auto insurance policy.

Read the policy to make sure you understand your coverage. Look for terms on underinsured/uninsured motorist (UIM/UM) coverage. Also, be aware that if you did NOT specifically decline this coverage in writing, you likely have it under Texas law.

4.   Report the accident to your insurance.

Contact your insurance company to report the wreck. Do not put off this report longer than necessary, and do not assume that the insurance adjuster is your ally or pal. That means that you shouldn’t try to confide in the adjuster or expect them to look out for your best interests.

Instead, you’ll be better off viewing the insurance company and its staff as the opposition because they’re not looking to hand you a check (they’re actually focused on doing exactly the opposite, retaining as much money as possible for the insurance company).

5.   Talk to an attorney.

There could be multiple liable parties in a single car accident case, and an experienced lawyer can give you better insight into your potential claim and your best options for moving forward.