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Month: December 2016

Hail Claims: Is The Appraisal Process Fair?

The appraisal process is found in most homeowners’ insurance policies and it is commonly invoked to address disputed property damages. The appraisal process is used to determine the amount of property damage caused by the loss event. (e.g., hail storm,...

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What is a U.S. DOT Number Used For?

Chances are high that when you see a commercial motor vehicle on the highway, such as an 18-wheeler, you will have noticed a U.S. DOT number on the cab's doors.  Every licensed commercial tractor-trailer vehicle driving in the U.S. is...

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Truck Wreck Liability: Company, Driver, or Both?

When you get in a wreck with a truck, you may think the truck driver is solely responsible for the accident.  After all, it was the truck driver's negligence (bad driving) that caused the wreck. That may not always be...

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5 Most Common Bad Faith Insurance Practices Used to Deny or Underpay Hail Claims

Insurance companies owe a duty of good faith and fair dealing with their insureds.  These duties are usually codified into state insurance laws.  Simply put, bad faith is when an insurance company fails to act in its policyholder´s best interest. ...

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